Ignore the offset and focus on backspacing.
Offset is the distance from the center of the wheel to the part that actually mounts to the drum/rotor.
Backspacing is the distance from the part that actually mounts to the drum/rotor to the back of the rim.
The original 16" Jeep Moab wheels had 5" back spacing and 245/75r16 tyres from the factory. With 1" less backspacing you should never rub against any frame or suspension parts. The 1" less back spacing will push the wheel out 1" but it probably would take some crazy off road attempts to rub on the fenders.
For some reason I've seen at least a few wheels advertised where doing the math between backspacing and offset don't match. Even the 16x8 with a negative 12.7mm offset and 4 back spacing just mentioned doesn't work out.
With the center of an 8" wide rim being 4" and the backspacing being 4" it sure looks like the offset would be 0.0mm. Maybe someone can set us straight about that.