If you prefer to drive at 80+mph on the interstate, 4.88s.
If you limit your speed to 70 mph or less on the interstate, 5.13s.
This is BS. I have the NSG370 and run 5.13s with 35s. I routinely drive 80+ mph on the highway. No problem.
Even with 5.13s I have to downshift for some hills.
I have never wished for a taller gear ratio.