A long time ago in a galaxy far, far away, when I joined this forum, I had everyone tell me 2.5" OME and 31's is all you will ever need. Then I went and wheeled where I lived in TX and I could have easily used 35's. I was scraping and hitting every rock, messing up my oil pan royally with that setup. You do need to build for where you will wheel, unless you don't care about damaging your rig. Eventually, I altered the plan to go to 33's with an open end to go to 35's. Then we moved to WA. Now terrain is different. I could probably still use 35's on some things as
@Mumblewood mentioned. But I think I'd rather spend my money on finishing up the 33 build and then spend on interior comforts like re-covered seats, seat heaters, exterior paint, and especially, TRIPS, going places in my TJ. One big trip a year sounds adventurous. The rest of the year enjoying a little local OHV, top off, creature comforts and the Jeep life.