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Wrecked my Jeep and seeking advice

fourpointzero

TJ Addict
Joined
Jun 1, 2016
Messages
1,539
Location
New Jersey
Honestly, @mrblaine I was probably just lucky, but when my commuter (Ford Fiesta POS) was totaled March 2016, I was paid very handsomely by Liberty Mutual. I did however, negotiate their offer using receipts of recent work that I did to my car.

Though, I do believe most TJ owners value their Jeeps more than any BlueBalls or Nada price guide does.
 
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TRE3TOP

Guest
Honestly, @mrblaine I was probably just lucky, but when my commuter (Ford Fiesta POS) was totaled March 2016, I was paid very handsomely by Liberty Mutual. I did however, negotiate their offer using receipts of recent work that I did to my car.

Though, I do believe most TJ owners value their Jeeps more than any BlueBalls or Nada price guide does.
A good thing you can provide to insurance companies is comparable models for sale in the area.
 
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Paul Land

TJ Enthusiast
Joined
Oct 3, 2018
Messages
315
Location
New Jersey
Don't sweat it. If it's,totaled, buy it back and fix it!
Don't buy back if totaled you will have a salvage title.
When considering whether it’s worthwhile or even safe to purchase a vehicle with anything less than a “clean” title, it’s first important to clarify what the types of vehicle titles mean.

  • Clean title—When a vehicle has a “clean” title, that means it is free of major accidents, tampering (odometer fraud), or a major safety recall that involved the vehicle being sent back to its manufacturer. Note that vehicles can be involved in minor fender benders, have received modifications, and even be the subject of minor recalls and still retain clean titles.
  • Salvage title—When a vehicle has been seriously damaged in an accident and declared a total loss (“totaled”) by the insurance company, its title will change to a salvage title. “Totaled” vehicles can range from ones that are damaged almost beyond recognition to those that appear to be in good shape, but that sustained enough damage that it’s not worth repairing them.
  • Rebuilt title—When a vehicle was damaged enough to be considered “totaled” or to receive a salvage title, it may not be destined for the junkyard or scrapyard. Salvage vehicles can be repaired and restored to drivable condition. When that happens, they are assigned rebuilt titles after an inspection process.
Modern vehicles are designed to withstand damage in crashes to protect occupants, but that doesn’t mean they’re designed to be driven afterward. Depending on the type and amount of damage, vehicles may sustain only cosmetic damage—or they may incur damage that puts drivers and passengers at significant risk of injuries during subsequent crashes.

Rebuilt and Salvage Vehicles Aren’t Always Unsafe

As a car buyer, you’re undoubtedly concerned about safety and reliability, and that makes buying a vehicle with a clean title a much surer bet than one with a salvage or rebuilt title. However, buying a vehicle with a non-clean title doesn’t necessarily guarantee you’ll be stuck with an unsafe, non-functional car.

Some vehicles with salvage titles may have sustained only moderate amounts of damage and could be repaired to “like new” condition for less money than it would cost to buy a similar model with a clean title. Similarly, some vehicles with rebuilt titles have already had the work done and may be perfectly safe and drivable, with their only repairs consisting of mostly cosmetic body work.
 

mrblaine

Crew Member
Supporting Member
Joined
Nov 20, 2015
Messages
24,748
Location
Quail Valley, CA
Don't buy back if totaled you will have a salvage title.
When considering whether it’s worthwhile or even safe to purchase a vehicle with anything less than a “clean” title, it’s first important to clarify what the types of vehicle titles mean.

  • Clean title—When a vehicle has a “clean” title, that means it is free of major accidents, tampering (odometer fraud), or a major safety recall that involved the vehicle being sent back to its manufacturer. Note that vehicles can be involved in minor fender benders, have received modifications, and even be the subject of minor recalls and still retain clean titles.
  • Salvage title—When a vehicle has been seriously damaged in an accident and declared a total loss (“totaled”) by the insurance company, its title will change to a salvage title. “Totaled” vehicles can range from ones that are damaged almost beyond recognition to those that appear to be in good shape, but that sustained enough damage that it’s not worth repairing them.
  • Rebuilt title—When a vehicle was damaged enough to be considered “totaled” or to receive a salvage title, it may not be destined for the junkyard or scrapyard. Salvage vehicles can be repaired and restored to drivable condition. When that happens, they are assigned rebuilt titles after an inspection process.
Modern vehicles are designed to withstand damage in crashes to protect occupants, but that doesn’t mean they’re designed to be driven afterward. Depending on the type and amount of damage, vehicles may sustain only cosmetic damage—or they may incur damage that puts drivers and passengers at significant risk of injuries during subsequent crashes.

Rebuilt and Salvage Vehicles Aren’t Always Unsafe

As a car buyer, you’re undoubtedly concerned about safety and reliability, and that makes buying a vehicle with a clean title a much surer bet than one with a salvage or rebuilt title. However, buying a vehicle with a non-clean title doesn’t necessarily guarantee you’ll be stuck with an unsafe, non-functional car.

Some vehicles with salvage titles may have sustained only moderate amounts of damage and could be repaired to “like new” condition for less money than it would cost to buy a similar model with a clean title. Similarly, some vehicles with rebuilt titles have already had the work done and may be perfectly safe and drivable, with their only repairs consisting of mostly cosmetic body work.
Non issue in this case. He knows the vehicle, the only reason it will go salvage is the price of repairs not unrepairable easy to fix damage. It will just exceed the vehicle value, but it won't exceed its worth.
 

Trod286

Member
Joined
Mar 3, 2021
Messages
99
Location
CALIFORNIA
Don't buy back if totaled you will have a salvage title.
When considering whether it’s worthwhile or even safe to purchase a vehicle with anything less than a “clean” title, it’s first important to clarify what the types of vehicle titles mean.

  • Clean title—When a vehicle has a “clean” title, that means it is free of major accidents, tampering (odometer fraud), or a major safety recall that involved the vehicle being sent back to its manufacturer. Note that vehicles can be involved in minor fender benders, have received modifications, and even be the subject of minor recalls and still retain clean titles.
  • Salvage title—When a vehicle has been seriously damaged in an accident and declared a total loss (“totaled”) by the insurance company, its title will change to a salvage title. “Totaled” vehicles can range from ones that are damaged almost beyond recognition to those that appear to be in good shape, but that sustained enough damage that it’s not worth repairing them.
  • Rebuilt title—When a vehicle was damaged enough to be considered “totaled” or to receive a salvage title, it may not be destined for the junkyard or scrapyard. Salvage vehicles can be repaired and restored to drivable condition. When that happens, they are assigned rebuilt titles after an inspection process.
Modern vehicles are designed to withstand damage in crashes to protect occupants, but that doesn’t mean they’re designed to be driven afterward. Depending on the type and amount of damage, vehicles may sustain only cosmetic damage—or they may incur damage that puts drivers and passengers at significant risk of injuries during subsequent crashes.

Rebuilt and Salvage Vehicles Aren’t Always Unsafe

As a car buyer, you’re undoubtedly concerned about safety and reliability, and that makes buying a vehicle with a clean title a much surer bet than one with a salvage or rebuilt title. However, buying a vehicle with a non-clean title doesn’t necessarily guarantee you’ll be stuck with an unsafe, non-functional car.

Some vehicles with salvage titles may have sustained only moderate amounts of damage and could be repaired to “like new” condition for less money than it would cost to buy a similar model with a clean title. Similarly, some vehicles with rebuilt titles have already had the work done and may be perfectly safe and drivable, with their only repairs consisting of mostly cosmetic body work.
Which makes it perfect for a rock crawling, Mudd slinging, hold my kool aid and watch this kind of vehicle. At least that's what I was gonna do if they Totalled out my Rubi.
 

NashvilleTJ

I miss the snow...
Ride of the Month Winner
Lifetime Supporting Member
Joined
Sep 3, 2020
Messages
4,232
Location
Nashville
Which makes it perfect for a rock crawling, Mudd slinging, hold my kool aid and watch this kind of vehicle. At least that's what I was gonna do if they Totalled out my Rubi.
So you shouldn't drive the rig that way with a clean title??

DAMMIT!
 
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whamoshi

whamoshi

New Member
Joined
Mar 19, 2022
Messages
12
Location
South Carolina
For anyone still paying attention to this thread Ill give an update. The jeep was fixable but due to the damage that had been done and the lawyer gymnastics we have to go through we decided to just invest in a new vehicle with the insurance money. I think its an upgrade though! Thanks to everyone who gave their input.

5AC47C9B-7CEF-4E7A-9484-2C56D3265C55.jpeg


7AB78473-AF10-433E-948B-30B4D4113B38.jpeg
 

Vtx531

TJ Addict
Joined
Nov 17, 2020
Messages
1,399
Location
Kalamazoo, MI
Might not be a salvage title - I don't know your state laws but in Michigan it is only required to get a salvage title if manufactured within last six model years.
 
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