I'm nine weeks away from retiring. About two weeks ago, I was watching how people were driving, and thought to myself that I'll be lucky if I can get through my remaining commuter miles without someone rear ending me. Well today, that's exactly what happened. Stopped in traffic about three miles from home, and I look up in the rear view mirror to see a Chrysler minivan bearing down on me. Driver was looking down. He looked up just in time to put his van into a nosedive, but not in time to keep from slamming into the back of my wife's XJ. Fortunately, I had the wherewithal to let off the brake before he hit me, thereby lessening the damage from the impact. He cracked the rear hatch, bent the bumper and one bracket, and rolled the tip of the tailpipe. His vehicle, however, broke both headlights, ripped the bumper cover in several places, broke the radiator, and bent the hood. He had coolant leaking on the roadway.
After confirming that we're both alright, we pull over and exchange information. I'm sore between the shoulder blades, but otherwise fine. We discussed whether or not to deal with things through insurance, or settle stuff without them. I told him I was going to wait and see how my shoulder area felt in the morning, and that if it hurt worse, I would utilize the insurance company. If not, then we could discuss working something out. I don't want to go through all the insurance nonsense if I don't have to. If they totaled the Cherokee over some really minor damage, I'd be pissed. If I deal with it on my own, the title stays clean. I dunno. I'm torn on the issue...🤷♂️
After confirming that we're both alright, we pull over and exchange information. I'm sore between the shoulder blades, but otherwise fine. We discussed whether or not to deal with things through insurance, or settle stuff without them. I told him I was going to wait and see how my shoulder area felt in the morning, and that if it hurt worse, I would utilize the insurance company. If not, then we could discuss working something out. I don't want to go through all the insurance nonsense if I don't have to. If they totaled the Cherokee over some really minor damage, I'd be pissed. If I deal with it on my own, the title stays clean. I dunno. I'm torn on the issue...🤷♂️