Know the feeling. 26 in a nice starter home and had intended to be somewhere with acreage by now but with the interest rate and price of the current house, it would be impossible to trade for a ridiculous rate and payment. I understand the kids dilemma as well, I have severe reservations on wanting to have any with the way things are going.
Are you just tired?
- Thread starter InOmaha
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Know the feeling. 26 in a nice starter home and had intended to be somewhere with acreage by now but with the interest rate and price of the current house, it would be impossible to trade for a ridiculous rate and payment. I understand the kids dilemma as well, I have severe reservations on wanting to have any with the way things are going.
Most of the time I'm thankful for what I make each year. This year I just finshed up taxes, realized what we paid to state and federal, got a bill that increases home escrow for taxes and insurance, then got my daily lecture(s) on guns, white supremecy, and diversity from every source possible.
I'm good at math, so I'll run the taxes again with a lower income. There should be a break even point with a less stressful job. That point where take home is roughly the same. Maybe single income gets me the same in the long run.
My property taxes are going up to help fund a program that sends meals home with kids nights and weekends. Because parents suck and don't feed their kids. Crap like that is annoying because I know those parents are gaming the system.
I'm good at math, so I'll run the taxes again with a lower income. There should be a break even point with a less stressful job. That point where take home is roughly the same. Maybe single income gets me the same in the long run.
My property taxes are going up to help fund a program that sends meals home with kids nights and weekends. Because parents suck and don't feed their kids. Crap like that is annoying because I know those parents are gaming the system.
If they had to feed their kids, how would they afford cable, cigarettes, booze, cellphones etc?
Don't worry. Theres millions out there having 5 kids for you. Different dad for each one
Thank you, that will help me sleep tonight.
My first was born when I was 32. (I'm only a few years older than you) I had never given kids a thought either way, but my wife had pushed for one for years. I'm glad I gave in, and wish I would have given in 5 years earlier. We're thinking about a 3rd now.
If you and your wife are in a stable relationship, I suggest you go for it, they're worth all the pain, but you really need a decent partner in this fight. I had several people tell me, "if you wait until you’re ready, you'll never be ready". I understand that now, they were right. 
That's a line I have used myself on a regular basis for probably the past ten years. There are days, however, when I begin to question the validity of the statement...
My first was born when I was 32. (I'm only a few years older than you) I had never given kids a thought either way, but my wife had pushed for one for years. I'm glad I gave in, and wish I would have given in 5 years earlier. We're thinking about a 3rd now.
I was one of those who never wanted kids due to the direction things were going. Then one day my favorite aunt said to me "What if your child grows up to be one of the ones who makes a difference, and changes things for the better?" That changed the way I looked at things.
I thought I had it good, then we had my daughter and I realized what life was really about. Shouldn't have waited so long.
Sometimes it's simply a matter of perspective.
I think a current major problem is the talking heads and "experts"
who try to manipulate people's perspective with a nefarious intent, and that applies to much more than just having kids. 
Had a family member thru marriage that was gaming the system, made me livid.
Unmarried, 5 kids, no job, unemployment, section 8 housing, no rent utilities paid for. Food stamps.
The father was "shacked up" with her. And all five kids were theirs. He made six figures. Brilliant execution. Still made me livid though
Unmarried, 5 kids, no job, unemployment, section 8 housing, no rent utilities paid for. Food stamps.
The father was "shacked up" with her. And all five kids were theirs. He made six figures. Brilliant execution. Still made me livid though
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Same here. Our first really taught me a lot about life that I had no idea about. He's still breaking down things for me. Have I mentioned how tired I am? Our second has been easier on us.
We married young and had our three all before I was 30. It was hard being young with no money and a family to support, but I wouldn't have traded it for anything. The upside is they will all be grown and out of the house before I'm 50.
Unsolicited internet advice from a stranger, but there will never be a perfect time to have kids and you'll be waiting forever for you to be "ready". There's nothing in this world like being a parent. Yes this country and world are a dumpster fire, but kids give life purpose and meaning - at least they did for me. Its worth the fight to keep them sane in an increasingly insane world.
Unsolicited internet advice from a stranger, but there will never be a perfect time to have kids and you'll be waiting forever for you to be "ready". There's nothing in this world like being a parent. Yes this country and world are a dumpster fire, but kids give life purpose and meaning - at least they did for me. Its worth the fight to keep them sane in an increasingly insane world.
This country left our Judeo-Christian roots and that’s the source of all our problems. Morality can’t exist without absolutes. Everything gets relativized and trends downward toward a cesspool.
We have 5 kids and don’t regret it. Yeah, it’s a lot to work 2 jobs and my wife just went back to work and I’m picking up a third side gig, but we trained our kids to be responsible. They are great people. The older three all work jobs. My oldest daughter raked in over $30k last year at a diner. They all took dual credit courses and now taking college courses. The daughter is planning to get married to a really great stand up guy in 2 years. I’m not worried about them living in this world. It just sucks they have to go through America’s decline. It sucks for all of us. As @Chris mentioned though, going through tough times makes tough men and tough men make things better. We need real leaders.
I fixed it for you it's not thousands it's billions.
I just had to send thousands of dollars to the feds for taxes. Plus I had to spend a lot of money on an accountant to do those taxes.
I also had to pay a chunk of change to the town in Maine for property taxes on the same day.
So I feel your pain.
Life is good. I guess I’m an outlier here. The Media and Internet only spout the bad for their own profit.
I left my abusive family situation at 17 and never looked back.
I married well and have 2 great kids. We worked hard, saved and invested our money. I have no pension. The wife just started SS and I will in 18 months also. The wife and I are in good financial shape due to our long term planning. I’ve traveled the world and have yet to find a country better than this one. Ask people from other countries what they pay in taxes. Stop worrying about what you can not change and focus on the good. Life has always been a struggle.
To you people in your 30s, at 32 I went back to school full time and worked full time with 2 kids. Let me tell you it sucked big time but I had a long term goal. Financial success takes planning and hard work in this country as it always has.
I left my abusive family situation at 17 and never looked back.
I married well and have 2 great kids. We worked hard, saved and invested our money. I have no pension. The wife just started SS and I will in 18 months also. The wife and I are in good financial shape due to our long term planning. I’ve traveled the world and have yet to find a country better than this one. Ask people from other countries what they pay in taxes. Stop worrying about what you can not change and focus on the good. Life has always been a struggle.
To you people in your 30s, at 32 I went back to school full time and worked full time with 2 kids. Let me tell you it sucked big time but I had a long term goal. Financial success takes planning and hard work in this country as it always has.