My wife and I did the Home Depot 0% interest for 24 months when we did a major remodel on our barn. Changed it from a horse barn to bar and Game room. Worked great! I don't think you have to wait for them to run a special, just ask them for the 24 month with 0% interest. You just can't be late on any of the payments or you'll have to pay their interest rate. Like Starrs said, just be sure to pay it off before the dead line or you'll have to pay all that interest. And the last payment will be a little different then all the other payments, like two weeks earlier then all the other ones so pay close attention to the very last one....They change that one, hoping you won't notice so they get you and then you have to pay all that interest. Other then that, it was great!! Use their money to remodel interest FREE!