I used to look at it that way, but I moved on to my current reasoning about ten years ago.
IMO, it's all good for the amp's power capability to be higher than a sub can handle...because that means it's an easy life for the amp when you dial back the gain on the amp to match the power requirement of the sub. I specifically try to run a higher-power amp than the subs are rated for, and you can find folks with more experience than me who encourage us not to run an amp at more than 75% of an its power capability (for the longevity of the amp).
You don't have to follow this logic, but it's certainly safe (and arguably safer). I've run Sundown 12"s and 10"s this way long before doing so on this build. It's nice knowing the amp isn't being overworked, and I dial in the power that the subs see so they are happy. Also, working the amp less means less heat and more efficiency.
Side note: I also run a 160-amp Durango alternator (Amazon for $120) to ensure there's sufficient power for all systems, and I run 4awg power/ground wire to limit voltage drop.