I think car dealerships are all about the loans now. A guy in my neighborhood noticed my Jeep and started talking about his new 2020.
He had one he was financing and he took it to the dealer for an oil change. They offered to buy his for more than his current loan amount and put him in a new Jeep. He ended up "making" $7000 on his old Jeep and driving away with a new one. Knowing he still owed $28K on his loan, I bet they stretched his new loan out to 6-7 years and got his payments lower then sold his used car to someone else and came out way ahead. The $7,000 they gave him was basically a little trade in and dealer incentives for the new Jeep but made him feel like he was making money on all the interest he had been paying.
It was a slick move to turn 1 Jeep loan into 2. People are basically owners on paper only and are leasing their vehicles on an 84 month loan schedule. Turning in the vehicle for a new loan at the dealer, and the dealer selling it to the next person down with another 84 month loan.