Tell me about Florida

South Florida here
30% of drivers do not have car insurance.
No one speaks English until Handcuffed.
Hurricane windows get sandblasted.
Cover them, riding out a hurricane in darkness is better.
Concrete Block Construction is the only structure to buy.
Home insurance was $12k this year.
 
Florida has a very long and interesting history, and is well tied to the northeast as its default retirement destination. Been many times, love visiting, but it is different.

The state has changed a good deal in recent years. Politics, weather issues and the pandemic have altered its trajectory quite a bit, some for the better, some for the worse. What was once a very affordable place to land has become one of the highest cost of living states in the country. What was once a more open space state has become overcrowded mainly due to flight from blue to red. Mega demand has caused surges in housing prices, that has led to surges in real estate taxes which are reassessed upon transfer based on the sale price. Repetitive natural disasters coupled with lots of insurance fraud have led to surges in insurance costs, many carriers have gone belly up and others have simply left the state. The state insurer of last resort, Citizens, may not be able to cover all claims in a catastrophic storm. The collapse of the Surfside Condominium has led to a change in state law with respect to HOA fees & funds required to be maintained for repairs/rebuilds starting I believe in 2025 & many won't be able to afford these increases.

I'd highly recommend following Michael Bordenaro on YouTube, he's an interesting character. He's a real estate agent that lives in Miami & discusses these issues daily. He's currently in California for I think the entire summer doing his routine out there, but essentially he discusses all real estate related issues, pros/cons of buying v. renting, insurance costs, interest rates & every other thing that impacts real estate in a given area. Most of his channel has been related to the Miami area and Florida in general but he is branching out. Going through his catalog of videos you'll find a wealth of information that might be helpful in deciding if a move to Florida is right for you.

https://www.youtube.com/@MichaelBordenaro
 
Stay away from the manatees -

38-year-old Florida manatee dies after ‘high-intensity’ sex with brother​


"Hugh died in April after sustaining a 14.5-centimeter rip in his colon."


https://nypost.com/2023/07/27/florida-manatee-dies-after-high-intensity-sex-with-brother/



NYPICHPDPICT000015203730.jpg
 
  • Wow
Reactions: DEValken and Shank
The old saying is "The farther south you go, the farther north you get." Miama-Dade is the usual liberal hell hole

Having family in and from Homestead, we used to frequent the whole East coast of FL, and the above statement is completely true, although they used to get a little friendlier down in the Keys, but I haven't been in about 10 years now.

People are friendly (!) here, it's a southern thing. I can get into multiple fun conversations a day, people are just plain friendly and nice to talk to here.

Yep, that's normal all over the South, and it really makes the assholes transplants standout. :LOL: Have you been in the South long enough to experience a long "goodbye"?
 
To add to Jerry's comments - the roads are indeed far better than Commiefornia. Better maintenance/condition, although some little things sometimes aren't as well designed. No shoulders most places, which means a lot of "Jam & Slam" when someone wants to turn off of a high speed roadway - even multi-laners. Adding to this fun are city busses that will stop dead in the slow lane of a 4 lane, 55 MPH road to embark/debark passengers (no shoulders). They have lots of brite lites, so you see them, but its a bit alarming. Another oddity, found through much of the southeast is the annoying fact that adjacent parking lots aren't connected more often than they are. You oftentimes can't get from one lot to the next.

Lots of businesses are over-air conditioned as he notes.




In California, when turning left at a stoplite that doesn't have a dedicated left turn signal, you pull into the middle of the intersection and wait until traffic stops/clears - which may mean the lite has turned red. You then - GO! That is illegal here - you can pull into the intersection to wait if you like, but you're not supposed to be there when/if the lite turns red. So most people wait behind the limit line until it clears. I was VERY confused by this, until I asked a cop for clarification. That's one of the very few things I miss about driving in California - you were guaranteed that at least one car could turn left per lite cycle, here you may wait forever.

Most 2 lane roads here are NOT "nanny stated" with double lines as they are in California of late.


NO WAY?! I had no idea! I'm always yelling at people in front of me to claim the intersection so they can at least get through and maybe even me. You just blew my mind with this information.
 
NO WAY?! I had no idea! I'm always yelling at people in front of me to claim the intersection so they can at least get through and maybe even me. You just blew my mind with this information.

That's what the deputy told me. Sucks, huh?
 
One of the many shitty things about driving in Oregon, most traffic lights only allow you to turn left if you have an arrow.
 
I don't see the heat index.

That’s a totally subjective number. I visited my Mom on the Gulf Coast one July and everyone complained they were melting in the 90-ish temperatures while I noted it was 20 degrees cooler than my home area and I didn’t think it was very hot. Keep in mind I grew up on the Gulf Coast so I know about high humidity.
 
That’s a totally subjective number. I visited my Mom on the Gulf Coast one July and everyone complained they were melting in the 90-ish temperatures while I noted it was 20 degrees cooler than my home area and I didn’t think it was very hot. Keep in mind I grew up on the Gulf Coast so I know about high humidity.

I just looked up current Phoenix weather. 111 and 17% humidity at 5pm. I think they would shut down my city due to fire hazard if we ever hit 17% humidity. It's 9pm here, and we're still at 80%. It was 80F, dead air and 95% this morning. Dew point is your body. :LOL: That's common in FL too.

I've also been in dry semi-arid 115F which at the time I thought felt like 90 back home.