I have a 2005 jeep tj. I no everyone has different insurance but trying to find out who you have and cost. I have StateFarm full coverage. $355.00 for 6 months. That seems a little high to me.
Insurance
- Thread starter spider
- Start date
I switched to AAA years ago and my rates dropped significantly. AAA is a mutual (owned by its insured members) so it is a not-for-profit insurance company. When my TJ was stolen 9 years ago, the independent adjuster AAA hired to figure out its value said I was lucky to have have AAA and not have Farmers, State Farm, Geico, etc. as they would have paid the minimum & likely dropped me after the theft. AAA paid over double the Kelly Blue Book value due to the documentation I had on what I had added to it. And they didn't drop me or raise my rates. I will never change from AAA.
Photos, receipts for most things together with their brand name and part number, and webpages. I gave them an Excel spreadsheet with 3+ pages on it.
I have had Allstate, State Farm and AAA and I'm now with USAA. If you are elifible for USAA I don't think you will find anyone cheaper for apples-to-apples coverage. Whoever you go with just make sure they base value off current market value and not KBB or something.
I have PEMCO insurance. Here in Salem, Oregon I pay $50 a month for full coverage on my Rubicon.
That's at 34 years old, married with two kids, and a flawless driving record.
That's at 34 years old, married with two kids, and a flawless driving record.
$392.80 per year for full coverage on my 2004 Rubicon. I also have two other cars, my home, and life insurance through Farmers, so decent amount of 'bundling' discounts.
I am currently with progressive. Terrible mistake. I pay 189.63 a month.... yes i said per month. What happened when i got in a wreck? the try to tell me i already had damage on my vehicle. the only way i was able to fight it was because i had a picture two days before the wreck of that section of the vehicle, which just happened to have a banks sign in the background that had the date and time on it. I will be leaving progressive for sure.
I'm seeing very reasonable premiums here compared to mine but my girls have driving records that look like the New testament so mine will eventually be much more respectable.
USAA Auto - $145/month - Max Full Coverage - 21 Y/O Male
My other family members have a much better premium, however this whole 21 year old dude thing isn't helping my insurance.
My other family members have a much better premium, however this whole 21 year old dude thing isn't helping my insurance.
DickD1911
Member
Takes a while I guess for insurance co.'s to trust younger drivers; sucks. Is it still age 25 where the premiums drop off substantially?
BrittanyJ
Member
I pay $50 a month on my 99 tj. I have Nationwide. Have 3 cars and home owner's insurance bundled.
32, two kids, married. I pay $46/mo for full coverage through USAA here. That's with 2 other cars on the policy as well though, one full, one liability only (my '03 Beater Corolla). I've also got a couple of speeding tickets in there, though I don't know how long it takes those to expire. The last one was in 2012 I think.
Similar threads
