It has somewhat impacted my desire to unnecessarily travel too. I try to do my driving between heavy traffic times. I'm fortunate in that I'm self-employed, so I go to/from work between the rush hours, and as a stupid early riser, I do most errands (grocery shopping, any home depot runs) at 6am. Basically any steps I can take to avoid the angry hoards you can count me in.
in my experience that's part yes part no. From the beginning of my practice in 91 up to around 2020, the incidents of hit & runs were relatively stable. Maybe 1 in every 100 people that came to me for representation would be a hit & run situation. From 2020 on to today, it's more like 1 in 10.
From 1991 through 2020 all those at-fault drivers knew they might get sued, yet they still stopped, so what changed beginning in 2020? The 'great pandemic', and as I said above I think there's two parts to it including the increase in rage people are displaying with concomitant lack of respect, and, far more people that are uninsured due to the economic realities that have hit the planet since then. So the fear of getting sued is nothing new, the reaction to that status may however have changed for some due to their uninsured status and/or their abandonment of the level of couth they used to have.
As for the incidents where people are hurt being more likely to come after you personally, that's not really a thing. The overwhelming majority of people hurt in accidents that make a claim will make that claim against the insurance company for the at-fault person. If there is no insurance, they typically do nothing. If there is limited insurance that isn't enough to cover all the damages, they accept that and that is the end of it. I have yet to see anyone 'go after' someone personally.