When we used to fix damaged motorcycles and upgraded them as we converted to track bikes I would call this “Turn tragedy into Triumph”!!I see what you mean now. Geico told me I can get an estimate for repairs by a Geico insurance adjuster and then take it to my preferred shop. I'll probably go to the guy that did my frame repair. He'll probably get a junkyard axle and swap it, straighten out my bumper and repaint it, and then install flat fenders, since it will be on the budget that Geico is giving me