Is the belly pan absolutely necessary? I have a 98TJ. No lift. 5-spd manual. Its a daily driver. No off roading. Nothing strenuous. The belly pan is rigged on one side being held up by u-bolts. The frame is rusted to the point where the belly pan can't be bolted back on. I see the options as welding it on (horrible for future transmission work), removing the belly pan or getting a new frame. Anyone riding without a belly pan?