How do they define full coverage? Like full coverage of the tread, but sidewall bulge can still stick out? I had what I would call full coverage with 11.5" tires on 8" wheels with 5.25" backspacing in Sahara flares. I now have 12.5" tires on 8" wheels with 4" backspace and standard flares and I'm not even close.
If you think it through, if you keep the same backspacing, going from 10 to 8 wide is moving the centerline in by an inch, so it should pull them in by that much, but still leave you a half inch to go, so you either need half inch more fender, a half inch more backspacing, or an inch less tire width.