I did some measuring and made some calls. My shoulders are even with the bottom of the strap path through in the seat. Per PRP, the seat has a 1” bar at the bottom of the pass through as part of the seat frame. That bar will keep the belts in place vertically and sets the angle that the belts made with your shoulders, which is horizontal in my case. Based on my intended use and description of my installation I was told I am safe as is and don’t need to raise the connection to the harness bar.
I called Genright too and Keith had the same advice. I looked at all the builds on their website and every TJ/LJ is set up the same way as mine with respect to the harness bar and strap attachment. I believe even their Hammers raced Terramoto has the same geometry for the harness bar and attachment based on the pictures.
I am told the real danger with low shoulder strap mount points is with stock seats that done contain the position of the straps and thus your shoulders are the only thing holding them up in a crash.
Based on all of this I am going to leave it as it is, at least for now. If I get more information that tells me I am unsafe then I am going to have an open mind to throw some dollars at a bracket to raise the attach points.
Here are some pictures of my setup from behind just for clarity. Never mind the buckle is not yet tucked into the final configuration.
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