Salvage to rebuilt title

Would be nice to know how this works, even out in California, because it doesn't make sense and maybe I’m missing something about insurance companies.

I did some research and I stand corrected. Ca changed the law since my YJ was totaled in 89. California insurance law says a car is totaled when repairs are more than the value of the car. After checking with an insurance agent buddy, insurance companies generally total a car when the repairs are 75% of the cars value to cover any unforeseen repair costs.