What do you have against running the specified/correct 195 degree thermostat the engineers programmed everything around? You do realize the engine will run the same temperature on a warm or hot day with a 180 or 195 degree thermostat right? It definitely won't run any cooler on hot days with a 180 than it would with the correct 195.I would not put any t-stat below 180 in anything. Mine runs around 190 with a 180 t-stat and there there is no enrichment. At around 160 there is quite a bit of enrichment. Once in closed loop it will not vary A/F much if any. Narrow band O2s don't have enough range to allow it.
Maybe higher emissions? I've passed tailpipe emissions tests with 2 different cars with 180 t-stats so ¯\_(ツ)_/¯
I have not had any issues in 2 years even in winter, but Tennessee winter is more like Colorado fall.