The grass is greener, get the F out of your home state thread
- Thread starter ejay
- Start date
LOL, believe me they keep chipping away at it. Last year, there was a ballot proposition to lift Prop 13 controls from commercial and industrial property. Thankfully, it failed, but they'll be back.
04solartj
TJ Enthusiast
NY would never pass this.. If you cannot pay the increase rate 2% a year based on there assessment value of your property
They take it from you for back taxes and profit from it at sale
so why would they change that.
You bought it, paid taxes for the duration until you cannot any longer, and they
profit in the end... there's the NY mentality in government and btw this is only county
and does not include school taxes which are about double the amount of county.
California has a provision in its Constitution that allows for private citizens and groups to get propositions put on the ballot. Simplified, if you get enough registered voters to sign a petition for a law, it will get put up for a vote. This initiative process has been used and abused in recent years by wealthy special interest groups, but it is a means to get things written into law if the legislature and governor won't play ball. Proposition 13 was passed in 1978 using this process.
Prop 13 was the best thing ever done using this process. Other things, not so much. Prop 65 is "Exhibit-A" for "unintended consequences", a wacko in LA got an anti-horsemeat law passed, etc, etc. Two edged sword like everything else. We have a similar system here in Florida.
Oddly, property tax is MUCH higher in deep-red Oklahoma than it is in bluish purple Colorado.
For the same price of house, I'd be going from $2400 in Colorado to nearly $6k here.
I was also shocked to find insurance rates to be higher here too. I was in a fire-prone ponderosa pine forest in Colorado and was paying $2300/yr, and the quote for the house the contract fell through on was $3977. Same carrier, same structure replacement value, same deductibles, discounts, and endorsements. Just a different agent.
All in all it's about a $450 month hit to what could have been principal and interest....which effectively decreases our price range by 6 figures at the interest rates and terms we're looking at...and basically erasing the difference in housing cost between the two areas.
For the same price of house, I'd be going from $2400 in Colorado to nearly $6k here.
I was also shocked to find insurance rates to be higher here too. I was in a fire-prone ponderosa pine forest in Colorado and was paying $2300/yr, and the quote for the house the contract fell through on was $3977. Same carrier, same structure replacement value, same deductibles, discounts, and endorsements. Just a different agent.
All in all it's about a $450 month hit to what could have been principal and interest....which effectively decreases our price range by 6 figures at the interest rates and terms we're looking at...and basically erasing the difference in housing cost between the two areas.
look at the school tax here on Long Island, 63% of my $15000/year goes to the school. Home owners here $2600/year compared to the brand new house in pa @$450/year. I believe the higher NY rate is the insurance companies used some statistic that we are overdo for a cat 5 hurricane or something like that.
The average property tax rate in California is .73%, compared to 1.07% nationally. This doesn't include any special assessments, but it's one of the few tax rates in California that's lower than most other states. The flip side is that properties here are outrageously expensive, so the total tax can still be more.
My property taxes would like be 3-4 times more if I moved out of state, because of the protections I have with Prop 13. Since I can take that with me if I move within the state, we're going to build a house up in NorCal in a red county. What can I say, I'm Califonia born and raised. I love the weather, geography and the opportunities for outdoor recreation we have here. As I get older, it's easier to ignore what's going on in Sacramento.
My property taxes would like be 3-4 times more if I moved out of state, because of the protections I have with Prop 13. Since I can take that with me if I move within the state, we're going to build a house up in NorCal in a red county. What can I say, I'm Califonia born and raised. I love the weather, geography and the opportunities for outdoor recreation we have here. As I get older, it's easier to ignore what's going on in Sacramento.
I thought I also read they are raising your gas tax again.
I just ran from Ventura County (I'm guessing you're in Oxnard) and am happy to never look back. Low property taxes, no income taxes, what sales tax there is has actually been used appropriately, and you know...freedom.
My last 2 month bill was $1425.00, I am never below $600/month
04solartj
TJ Enthusiast
I am not up to what you guys are paying in total
but i also live out in the boonies compared to most
i have private water and sewer system etc...
my elec/cooling/heating here has never been over about $170 a month
lp/gas btw
Our old house was close to your stated prices
Property taxes do suck. I understand why they came about. To make money in the past you had to own property. So a tax on it made more sense. But they should only tax income generated by property, so a person could live in a paid for house and not pay until they sold it for more. Taxing someone's shelter is close to taxing air.
It makes sense that rates are lower in places with higher populations, because they have more homes and properties to tax.
So high property taxes rates here with most going to schools and fire department, low income tax however no city income taxes, 1/3 to 1/2 price housing, and gas is $2.59/gallon with no toll roads.
It makes sense that rates are lower in places with higher populations, because they have more homes and properties to tax.
So high property taxes rates here with most going to schools and fire department, low income tax however no city income taxes, 1/3 to 1/2 price housing, and gas is $2.59/gallon with no toll roads.
We have all volunteer fire departments here, school and police are the biggest portions of property tax.
what really sucks is paying property tax on something I don't even really own. If the payments stop getting made, it's not my house, it's the banks. If they own 80% of the house, I say we split the tax 80/20.
I keep thinking about sitting down and really adding up my entire tax burden, but I'm afraid of how mad I'm gonna be when I get done. It's not just adding percentages either, because some of it compounds as it's taxed multiple times on income, property, sales, etc.
This is what I did and how we landed on Missouri. It’s not the cheapest state tax wise, that honor goes to North Dakota. But….it’s one of the few states that has a balanced budget. So the money gets spent for most part (is government after all) appropriately.
We also looked at taxes as you age, which is a pretty big factor when you retire on a fixed income. No inheritance tax, free fishing/hunting, your SSI isn’t taxed, etc.
Sucks because my inlaws love Oklahoma and are moving back from Michigan, but the COL wasn’t much better there than Oregon. But you do get more freedom!
yeah. If we had the freedom to make that part of our decision process, it would definitely make sense. But we moved to this town specifically so our kids could grow up knowing their grandparents, one of whom (my dad) had a cancer scare last year. If not for the family factor, we'd have stayed where we were 'cause we had, to me, an almost perfect place. The only thing I could say is that the placement of the house on the lot only left room for about a 20x25 shop, when I'd really like something at least 25x30. But it was a price I was willing to pay for not having traffic, allergies or bugs, and only seeing 90F+ temps for maybe 12 hours per year.
We have a provision in our state constitution that forces a balanced budget. So that's one reason taxes go up. Things passed must be paid for without long term borrowing.
I'll take higher taxes and sound fiscal policy over lower taxes and huge unfunded liabilities. Every so often, they collect too much and give it back to us in terms of tax relief to rebalance the books.
I'll take higher taxes and sound fiscal policy over lower taxes and huge unfunded liabilities. Every so often, they collect too much and give it back to us in terms of tax relief to rebalance the books.