You may also live in a better area than me. Here even if you are karma king (help everyone), chances are no one is stopping for you. But doubt you would need the help because it seems like you go prepared and aren't doing 100 MPH in the snow in the first place.
I am not really talking about just legal issues & monetary penalites here.
I am talking about you getting killed/severely maimed because of morons; your family/people that depend on you having to live with the consequences of that.
There is an insane amount of dumb shit going on when the roads are bad, the probability of you getting hit by another vehicle while on the side of the road is probably never higher in your life.
I have been in some seriously wreckless situations in the snow, some potentially life threatening to myself.
I like this conversation, it covers both ends of mentality.
How much snow do you get in Arizona?
We get a decent amount here, 3-4 feet from a larger storm in under a day is not uncommon.
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