I don't recall the mortgage rate on Chez Fromage I other than it was an FHA loan and it ran $400+ a month. That was in 1978. Chez Fromage II, 1995, was somewhere around 7%, refinanced later at 5.25%. Kicked in what amounted to an extra months payment every year. Paid off in October of '19. Ten freaking days later, put in a bid on Chez Fromage III, and here we are. I was ten days mortgage free. I think the current rate is about 4.5%, but property taxes are the biggest chuck of the payment. Sold Chez Fromge II in March of '20, during the pandemic, and made a tidy profit. Monthly mortgage payments started at $400 in 79 and are currently around $2200.
#1 was an 850 sqft, two bed/1 bath ranch on a slab with an unattached 1.5 car garage on a city lot. #2 was a 2100 sqft 3 bed/2 bath with an attached 2 car and crawl space on a double lot. Current, and final Chez Fromage, is a 3000 sqft 4 bed/3 bath 2 story with full basement, attached 2 car and unattached 4 car on an acre. Both garages are heated. The mortgage payments went up proportionately.
I do remember a car loan in 1981 for a 1978 Chevy Malibu POS wagon at 23.25%. Took it in the rear twice on that car.
#1 was an 850 sqft, two bed/1 bath ranch on a slab with an unattached 1.5 car garage on a city lot. #2 was a 2100 sqft 3 bed/2 bath with an attached 2 car and crawl space on a double lot. Current, and final Chez Fromage, is a 3000 sqft 4 bed/3 bath 2 story with full basement, attached 2 car and unattached 4 car on an acre. Both garages are heated. The mortgage payments went up proportionately.
I do remember a car loan in 1981 for a 1978 Chevy Malibu POS wagon at 23.25%. Took it in the rear twice on that car.
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